Privacy Policy

Privacy Policy & SMS Messaging TermsAmorozo Real Estate Inc. DBA InvestorLoan.us
Effective Date: January 1, 2026IMPORTANT NOTICE REGARDING TEXT MESSAGING DATAAmorozo Real Estate Inc. DBA InvestorLoan.us ("we," "us," or "our") does not share customer opt-in information, including phone numbers or SMS consent records, with affiliates or third parties for marketing, promotional, or unrelated purposes. All text messaging originator opt-in data is kept strictly confidential and used only to provide our direct services.

1. Information We Collect
- Personal Information
- Name
- Email address
- Phone number
- Physical address
- Payment information when you make a purchase or request a quote
- Opt-in records and timestamps for SMS, email, and other communication channels

Non-Personal Information

- IP address
- Browser type
- Device information
- Website usage data and analytics
- Cookies and similar tracking technologies

Customer Communication Information- Records of inquiries and service requests
- Appointment details and preferences
- Service history and feedback

2. How We Use Your Information- We use the information we collect to:
- Provide, operate, and improve our services
- Process transactions and payments
- Communicate with you regarding inquiries, appointments, and requested services
- Send service-related notifications and updates
- Maintain records of consent and communication preferences
- Improve website functionality and user experience
- Protect against fraud, misuse, and unauthorized access
- Comply with legal and regulatory obligations

3. SMS Messaging & Compliance

Text Message Program Terms & Conditions
By opting into our SMS messaging program, you consent to receive text messages related to our services. These messages may include appointment reminders, follow-ups, customer support communications, and important service-related updates.

Opt-In & Consent
- You will only receive SMS messages if you have explicitly opted in
- We maintain timestamped records of all opt-in actions
- We comply with the Telephone Consumer Protection Act (TCPA), carrier requirements, and all applicable laws

Opt-Out Instructions- You may opt out of SMS messages at any time by replying STOP
- You will receive a confirmation message acknowledging your opt-out
- No further messages will be sent unless you re-opt in
- All opt-out requests are processed immediately

Message Frequency & Content- Message frequency varies based on your interaction with our services
- Messages are directly related to services you have requested or inquiries you have submitted
- Promotional messages are only sent when you have provided specific consent

Help & Support- Reply HELP for assistance
- You may also contact us at arranamorozo@gmail.com
-
Customer support is available during regular business hours

Carrier Information- Message and data rates may apply
- Carriers are not liable for delayed or undelivered messages
- Supported carriers include AT&T, Verizon, T-Mobile, Sprint, and most regional carriers

SMS Data Protection StatementNo mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information may be shared with subcontractors that support our services, such as SMS aggregators or customer service providers, solely for the purpose of delivering messages you have consented to receive. All other use cases exclude text messaging originator opt-in data and consent, which will not be shared with any third parties.

4. Information Sharing & DisclosureWe do NOT sell, rent, or trade your personal information.
We may share information only in the following circumstances:

Service Providers- Third-party vendors that assist with business operations such as payment processing, scheduling, or SMS delivery
- SMS aggregators and messaging providers solely to deliver messages you have opted into
- All service providers are contractually required to maintain confidentiality and data security

Legal Compliance
- When required by law, regulation, or legal process
- To respond to lawful requests from public authorities
- To protect our legal rights, users, or services
Business Transfers
- In connection with a merger, acquisition, or sale of assets
- In such cases, your information remains subject to the protections in this policy

All of the above categories exclude text messaging originator opt-in data and consent, except as required to deliver SMS messages through authorized providers.

5. Data SecurityWe implement reasonable administrative, technical, and physical safeguards to protect your information, including:
- Encryption of sensitive data in transit and at rest
- Secure access controls and authentication
- Regular security reviews and system updates
- Employee training on data protection and privacyBreach response and notification procedures
- Secure backup and disaster recovery systems

No method of transmission or storage is completely secure. While we strive to protect your information, we cannot guarantee absolute security.

6. Cookies & Tracking TechnologiesWe use cookies and similar technologies to:
- Analyze website traffic and usage
- Remember user preferences
- Improve website performance and functionality
- Measure the effectiveness of our services
You may manage cookie preferences through your browser settings. Disabling cookies may limit certain features of the website.

7. Your Rights & ChoicesYou have the right to:
- Access, update, or delete your personal information
- Opt out of marketing emails using the unsubscribe link
- Opt out of SMS messages by replying STOP
- Request details about how your data is processed
- Withdraw consent for future communications
- File a complaint with a relevant supervisory authority

To exercise these rights, contact us using the information below.

8. Third-Party LinksOur website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. This Privacy Policy applies only to information collected by Amorozo Real Estate Inc. DBA InvestorLoan.us.

9. Changes to This Privacy PolicyWe may update this policy periodically. The most current version will always be posted on our website with the effective date. For material changes, we may notify you by email or through a website notice.

10. Contact UsIf you have questions about this Privacy Policy or our data practices, contact us at:Amorozo Real Estate Inc. DBA InvestorLoan.us

Phone: 310-514-6518
Email: arranamorozo@gmail.com
Website: https://investorloan.us

By using our website and services, you consent to this Privacy Policy.