Invest in Multifamily Properties

Multifamily 2–4 Unit

Unlock tailored financing solutions for your 2 to 4-unit investment properties. Our investor-focused approach ensures flexible terms and quick approvals to help you achieve your real estate goals. Complete the form below, and our lending experts will reach out to discuss your project.

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UP TO
6.3%
RATES FROM*
80%
LTV
10-14
DAY CLOSE
30,40yr
I/O OPTION
$100k up to $3M

Step 1: Submit Your Deal


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Multifamily 2–4 Unit

Benefits

Why Choose Our Multifamily 2-4 Unit Loans?

We provide specialized lending solutions for investors looking to grow their portfolios with multifamily properties. Designed for real estate professionals focused on rental income or value-add investments, our loans combine competitive rates, flexible terms, and a streamlined approval process. Our investor-focused approach ensures you receive reliable, hassle-free financing that helps you maximize returns while expanding your property holdings.

Multifamily 2–10 Unit Loan Calculator

Multifamily 2–10 Unit Loan Calculator

Estimate key financials for your multifamily investment project.

Property & Income Details

Loan Details

Tailored for Real Estate Investors

Are We a Good Fit?

Our Multifamily loans, structured as DSCR products, provide flexible financing for investors looking to acquire or refinance 2 to 4-unit residential properties. To qualify, you’ll need:

Experience

First time investor

Credit Score

Minimum of 660

Liquidity/Reserves

20% Down & 3months Reserves

Our Mission Card Icon

Property Type

Duplex, Triplex, Quadplex, 2–4 Units

Additional Requirements

Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option, Rural Allowed

Get Started

Apply Now

Begin your journey to homeownership today!

Key Loan Terms for Real Estate Investors

MF Loan Highlights

Transparent and Investor-Focused Loan Terms

Product Type
Multi Family 2-4 Unit
Experience Required:
First time investor OK
Minimum Credit Score:
660
Liquidity:
20% Down
Reserves:
3mo. Reserves
Prepayment Penalty:
Optional
Closing Timeline:
10 to 14 Days
Draw Schedule:
N/A
Rate:
6.3%
Loan-to-Value LTV:
85%
Loan-to-Cost (LTC):
N/A
Loan Term:
30, 40 Yr or Interest Only
Asset Types:
Duplex, Triplex, Quadplex, 2–4 Units
Loan Amount Min:
$100k
Loan Amount Max:
$3M
Product Specifics:
Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option, Rural Allowed
Number of Units:
2 to 4 Units

Your Trusted Partner in Real Estate Lending

  • Investor-Focused Expertise: We understand the unique challenges and opportunities in real estate investing.
  • Simplified Process: Our straightforward approach eliminates unnecessary complications, letting you focus on your investment goals.
  • Quick Closings: We know timing matters. Our team ensures efficient closings, typically within 10-14 days.
  • Tailored Solutions: From application to funding, we deliver loan options designed to meet your specific needs.

Where We Lend

States We Lend In

Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.

Vice President

Arran Amorozo

Arran Amorozo is a seasoned Mortgage Loan Officer and Vice President at West Capital Lending, based in Orange County, California. With over a decade of experience in the mortgage and real estate industry, Arran has built a reputation for delivering creative financing solutions and personalized strategies to help clients achieve their homeownership and investment goals.

Over the course of his career, Arran has personally funded more than 2,000 loans and exceeded $500 million in total loan volume. He currently manages a team of over 20+ loan officers, providing mentorship, systems, and leadership to help his team perform at the highest level.

Arran specializes in investment property financing, DSCR loans, self-employed borrower programs, and first-time homebuyer solutions. His approach combines traditional lending expertise with outside-the-box thinking — ensuring clients receive tailored strategies that align with both short- and long-term financial goals.

With a strong nationwide network of real estate professionals, investors, and lenders, Arran and his team are dedicated to helping clients build wealth through smart financing and strategic property acquisition.

If you’re looking for a lender who combines experience, creativity, and execution — Arran Amorozo and the team at West Capital Lending are ready to help you make your next move.

Recently Funded deals

Deal Type Address Loan Amount
Fix & Flip 10524 Catalina Pl, White Plains, MD 20603 $140,000
Fix & Flip 3034 Lundt, Waldorf, MD 20603 $300,000
Fix & Flip 7256 Joplin S, Capital Heights, MD 20743 $120,000
Fix & Flip Ridgway Ave, Durham, NC 27701 $25,000
Fix & Flip 327 Whittier St, Washington, DC 20012 $340,000
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Our Portfolio

Recently Funded Deals

BANK STATEMENT
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$1,224,000

E HARTFORD RD

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Orange, CA 92869

BANK STATEMENT
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$800,000

YAWL DR

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Tool, TX 75143

BANK STATEMENT
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$1,705,000

E 41ST STREET

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HIALEAH, FL 33013

PROFIT AND LOSS
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$623,200

TODD VALLEY ROAD

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FORESTHILL, CA 95631

PROFIT AND LOSS
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$679,300

E LINCOLN LN

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HOLLADAY, UT 84124

HARD MONEY
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$208,750

LAGUNA TERRA DR

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KATY, TX 77493

HARD MONEY DSCR
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$1,200,000

CENTER AVE

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NORCO, CA 92860

HARD MONEY
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$500,000

WILMINGTON AVE

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COMPTON, CA 90220

DSCR
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$240,000

ACKERFIELD

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LAKEWOOD, CA 90805

DSCR
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$1,425,000

NW 26TH AVE

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MIAMI, FL 33125

FIX AND FLIP
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$631,800

EAST 44TH STREET

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HIALEAH, FL 33013