Investor Mortgages Investor Loan is a private lender and advisory group providing bridge, construction, and long-term financing for residential, commercial, and development projects nationwide. We prioritize facilitating a transparent and streamlined process, creating long-lasting partnerships that allow investors and developers to concentrate on successfully completing their business plans.

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About Us

Helping You Invest
in Your Future

We specialize in helping clients achieve their investment property goals. We understand that every investor has unique needs, and we’re proud to offer a wide range of tailored financing solutions designed to support your real estate ambitions.

With our expertise and innovative tools, we simplify the process of financing investment properties. Through our secure website, you can submit a loan application or pre-qualify for an investment loan quickly and conveniently. Our interactive tools, including calculators and financing scenario comparisons, allow you to evaluate your options with confidence.

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949-401-7593

Step 1: Submit Your Deal

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By providing your name and contact information, you expressly consent to receive communications from Investor Loans, its agents, and affiliated partners. These communications may include phone calls (including to any wireless number you provide) using an automatic telephone dialing system or artificial/pre-recorded messages, as well as text messages and/or emails for the purpose of marketing mortgage products and services.

Your consent is not a condition of purchasing any product or service. Message and data rates may apply. You may revoke your consent at any time by calling us at (310) 514-6518 or emailing aamorozo@westcapitallending.com to be placed on our do-not-call list.

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Our Process

Go Beyond With
Investor Loans

We make transitioning to our platform straightforward and effective.

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949-401-7593

Initial Consultation

Share your scenario, and we’ll assess your needs.

Application & Approval

Receive tailored loan options designed for your goals.

Customized Solutions

Complete your application and receive fast approvals.

Closing & Beyond

Seamlessly close your loan and enjoy continued support.

Our Loan Products

Investor-Centric Lending Products

DSCR

Ground-Up Construction

Investor Refinance

Long Term Rental

What We Offer

Why Choose Us?

Broad Lending Solutions

From DSCR loans to multi-family and fix-and-flip financing, we have options to meet every need.

Innovative Tools

Interactive calculators, MLS search tools, and secure online applications for a modern lending experience.

Nationwide Coverage

Lending solutions available in multiple states with custom options for unique scenarios.

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949-401-7593

Where We Lend

States We Lend In

Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.

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949-401-7593

Vice President

Arran Amorozo

Arran Amorozo is a seasoned Mortgage Loan Officer and Vice President at West Capital Lending, based in Orange County, California. With over a decade of experience in the mortgage and real estate industry, Arran has built a reputation for delivering creative financing solutions and personalized strategies to help clients achieve their homeownership and investment goals.

Over the course of his career, Arran has personally funded more than 2,000 loans and exceeded $500 million in total loan volume. He currently manages a team of over 20+ loan officers, providing mentorship, systems, and leadership to help his team perform at the highest level.

Arran specializes in investment property financing, DSCR loans, self-employed borrower programs, and first-time homebuyer solutions. His approach combines traditional lending expertise with outside-the-box thinking — ensuring clients receive tailored strategies that align with both short- and long-term financial goals.

With a strong nationwide network of real estate professionals, investors, and lenders, Arran and his team are dedicated to helping clients build wealth through smart financing and strategic property acquisition.

If you’re looking for a lender who combines experience, creativity, and execution — Arran Amorozo and the team at West Capital Lending are ready to help you make your next move.

Apply Now!

949-401-7593

Recently Funded deals

Deal Type	Address	Loan Amount
Fix & Flip	10524 Catalina Pl, White Plains, MD 20603	$140,000
Fix & Flip	3034 Lundt, Waldorf, MD 20603	$300,000
Fix & Flip	7256 Joplin S, Capital Heights, MD 20743	$120,000
Fix & Flip	Ridgway Ave, Durham, NC 27701	$25,000
Fix & Flip	327 Whittier St, Washington, DC 20012	$340,000

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"Working with Lance and Warren at Sphinx Capital has been a great experience! They are responsive, knowledgeable and make the process easy to understand. We now use them for all of our loan needs, both for renovations and DSCR refinances."

Katie N

Tennessee

"Working with Sphinx Capital on my multifamily purchase was great. Lance made the process smooth and streamlined. I’m looking forward to our next deal!"

Joe D

Florida

"After getting strung along by several lenders, Sphinx Capital was able to quickly qualify and get my loan to the closing table. I’m grateful to have found such a helpful and honest lender."

Marcia T

California

"Sphinx Capital provided the perfect loan structure for our subdivision, including funds for the horizontal site work, interest reserve, and vertical construction. The entire process was easy and they communicated well, allowing us to pay off our previous hard money loan and move forward to the next phase."

Mark S

Texas

"Lance and his team were able to guide our complex project through underwriting with ease. I felt informed the whole way through the process and definitely recommend working with them to structure and prepare your loan proposal for success."

Jose R

Colorado

Our Portfolio