Investor Loans

Wholesale Mortgage
Lending Program Unlock faster closings, greater confidence, and tailored solutions with us. Our wholesale mortgage lending program is built for top-performing brokers managing active scenarios. We work as your dedicated capital partner to help you close deals efficiently while focusing on strengthening client relationships.

Broker With Us

949-401-7593

How To Join
Investor Loans

Apply Now!

949-401-7593

Apply Online

Complete our quick application to get started.

Speak with Our Team

Connect with our lending experts to discuss your goals and explore our programs.

Review Loan Programs

Gain insights into our wide product range, including DSCR, Fix & Flip, Ground Up Construction, Long-Term Rental, and more.

Package Deals

Let us handle the complexities while you focus on your clients. We package and process deals seamlessly.

Close Confidently

Rely on our streamlined processes to close deals quickly, with clear communication every step of the way.

Step 1: Submit Your Deal

Why Brokers Choose
Investor Loans

Competitive Pricing

Market-driven rates ensure you're always offering the best deals

Fast Turn Times

Close deals in as little as 7–14 days, depending on the product.

Simplified Processes

Streamlined workflows reduce stress and increase efficiency.

Expansive Reach

Lending available across a wide number of states and products.

Increased Commissions

Boost your closed loan volumes and earnings with our expertly tailored loan programs.

Where We Lend

States We Lend In

Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.

Apply Now!

949-401-7593

Vice President

Arran Amorozo

Arran Amorozo is a seasoned Mortgage Loan Officer and Vice President at West Capital Lending, based in Orange County, California. With over a decade of experience in the mortgage and real estate industry, Arran has built a reputation for delivering creative financing solutions and personalized strategies to help clients achieve their homeownership and investment goals.

Over the course of his career, Arran has personally funded more than 2,000 loans and exceeded $500 million in total loan volume. He currently manages a team of over 20+ loan officers, providing mentorship, systems, and leadership to help his team perform at the highest level.

Arran specializes in investment property financing, DSCR loans, self-employed borrower programs, and first-time homebuyer solutions. His approach combines traditional lending expertise with outside-the-box thinking — ensuring clients receive tailored strategies that align with both short- and long-term financial goals.

With a strong nationwide network of real estate professionals, investors, and lenders, Arran and his team are dedicated to helping clients build wealth through smart financing and strategic property acquisition.

If you’re looking for a lender who combines experience, creativity, and execution — Arran Amorozo and the team at West Capital Lending are ready to help you make your next move.

Apply Now!

949-401-7593

Recently Funded deals

Deal Type	Address	Loan Amount
Fix & Flip	10524 Catalina Pl, White Plains, MD 20603	$140,000
Fix & Flip	3034 Lundt, Waldorf, MD 20603	$300,000
Fix & Flip	7256 Joplin S, Capital Heights, MD 20743	$120,000
Fix & Flip	Ridgway Ave, Durham, NC 27701	$25,000
Fix & Flip	327 Whittier St, Washington, DC 20012	$340,000

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"Working with Lance and Warren at Sphinx Capital has been a great experience! They are responsive, knowledgeable and make the process easy to understand. We now use them for all of our loan needs, both for renovations and DSCR refinances."

Katie N

Tennessee

"Working with Sphinx Capital on my multifamily purchase was great. Lance made the process smooth and streamlined. I’m looking forward to our next deal!"

Joe D

Florida

"After getting strung along by several lenders, Sphinx Capital was able to quickly qualify and get my loan to the closing table. I’m grateful to have found such a helpful and honest lender."

Marcia T

California

"Sphinx Capital provided the perfect loan structure for our subdivision, including funds for the horizontal site work, interest reserve, and vertical construction. The entire process was easy and they communicated well, allowing us to pay off our previous hard money loan and move forward to the next phase."

Mark S

Texas

"Lance and his team were able to guide our complex project through underwriting with ease. I felt informed the whole way through the process and definitely recommend working with them to structure and prepare your loan proposal for success."

Jose R

Colorado

Our Portfolio